/* plusvalue.lu — feuille de style */
:root{
  --ink:#13243d;
  --navy:#112d55;
  --navy-2:#183d70;
  --blue:#1d4fa0;
  --sky:#00a3e0;
  --sky-soft:#7fd3f2;
  --red:#e0313d;
  --red-soft:#ff8a92;
  --paper:#eef2f6;
  --surface:#ffffff;
  --line:#d5dde7;
  --line-2:#e6ebf1;
  --muted:#5a6b80;
  --focus:#00a3e0;
  --serif:'Newsreader',Georgia,'Times New Roman',serif;
  --sans:'Public Sans',system-ui,-apple-system,'Segoe UI',Roboto,Arial,sans-serif;
  --r-s:8px; --r-m:12px; --r-l:18px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}
body{margin:0;background:var(--paper);color:var(--ink);font:400 16px/1.55 var(--sans);font-variant-numeric:tabular-nums}
a{color:var(--blue)}
h1,h2,h3{font-family:var(--serif);font-weight:600;line-height:1.15;margin:0;letter-spacing:-.005em}
p{margin:0}
.wrap{max-width:1180px;margin:0 auto;padding:0 24px}
.wrap.narrow{max-width:820px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.skip{position:absolute;left:-999px;top:8px;background:var(--surface);padding:8px 12px;border-radius:var(--r-s);z-index:500}
.skip:focus{left:8px}
:focus-visible{outline:3px solid var(--focus);outline-offset:2px}
[hidden]{display:none!important}

/* ---------- header ---------- */
.top{position:sticky;top:0;z-index:100;background:rgba(238,242,246,.92);backdrop-filter:saturate(1.4) blur(10px);-webkit-backdrop-filter:saturate(1.4) blur(10px);border-bottom:1px solid var(--line)}
.top-in{max-width:1180px;margin:0 auto;padding:0 24px;height:60px;display:flex;align-items:center;gap:28px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink)}
.flag{display:flex;flex-direction:column;gap:2px}
.flag i{display:block;width:18px;height:4px;border-radius:1px}
.flag i:nth-child(1){background:var(--red)}.flag i:nth-child(2){background:#fff;box-shadow:inset 0 0 0 1px var(--line)}.flag i:nth-child(3){background:var(--sky)}
.word{font-family:var(--serif);font-size:22px;font-weight:600;letter-spacing:-.01em}
.word span{color:var(--muted);font-weight:500}
.menu{display:flex;gap:22px;margin-right:auto}
.menu a{color:var(--ink);text-decoration:none;font-size:14.5px;font-weight:500}
.menu a:hover{color:var(--blue)}
.top-r{display:flex;align-items:center;gap:10px}
.langs{display:flex;border:1px solid var(--line);border-radius:999px;padding:2px;background:var(--surface)}
.langs a{font-size:12.5px;font-weight:600;text-decoration:none;color:var(--muted);padding:4px 9px;border-radius:999px}
.langs a[aria-current]{background:var(--navy);color:#fff}
.share{display:flex;align-items:center;gap:6px;border:1px solid var(--line);background:var(--surface);color:var(--ink);font:600 13px var(--sans);padding:6px 12px;border-radius:999px;cursor:pointer}
.share svg{width:15px;height:15px;fill:currentColor}

/* ---------- hero ---------- */
.hero{padding:56px 0 30px}
.hero h1{font-size:clamp(32px,4.4vw,52px);max-width:17ch;font-weight:500;letter-spacing:-.015em}
.lede{font-size:18px;color:#33465f;max-width:62ch;margin-top:18px;line-height:1.6}
.updated{margin-top:16px;font-size:13.5px;color:var(--muted);display:flex;align-items:center;gap:8px}
.updated::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--sky);flex:none}

/* ---------- calculator ---------- */
.calc{display:grid;grid-template-columns:minmax(0,1fr) 440px;gap:28px;align-items:start;padding-bottom:72px}
.form{background:var(--surface);border:1px solid var(--line);border-radius:var(--r-l);padding:8px 30px 22px}
.step{border:0;margin:0;padding:24px 0 24px 52px;position:relative;border-bottom:1px solid var(--line-2);min-width:0}
.step:last-of-type{border-bottom:0}
.step legend{display:contents}
.step .n{position:absolute;left:0;top:24px;width:32px;height:32px;border-radius:50%;border:1.5px solid var(--navy);color:var(--navy);display:grid;place-items:center;font:600 15px var(--serif)}
.step .t{display:block;font:600 21px/1.2 var(--serif);color:var(--ink)}
.step .d{display:block;font-size:14px;color:var(--muted);margin:4px 0 16px}
.field{margin-bottom:16px;min-width:0}
.lbl{display:block;font-size:14px;font-weight:600;margin-bottom:6px;color:var(--ink)}
.hint{display:block;font-size:13px;color:var(--muted);margin-top:6px;line-height:1.5}
input[type=text],input[type=email],input[type=tel],select{width:100%;height:46px;border:1.5px solid var(--line);border-radius:var(--r-s);background:var(--surface);color:var(--ink);font:500 16px var(--sans);font-variant-numeric:tabular-nums;padding:0 12px;outline:none;transition:border-color .12s, box-shadow .12s;-webkit-appearance:none;appearance:none}
select{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' fill='none' stroke='%235a6b80' stroke-width='1.8'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 12px center;padding-right:34px}
input:focus,select:focus{border-color:var(--blue);box-shadow:0 0 0 3px rgba(29,79,160,.14)}
input.invalid{border-color:var(--red)}
.money{position:relative}
.money input{padding-right:34px}
.money .cur{position:absolute;right:12px;top:50%;transform:translateY(-50%);color:var(--muted);font-weight:600;font-size:14px;pointer-events:none}
.date{display:grid;grid-template-columns:1.3fr 1fr;gap:8px}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.row2 .field{margin-bottom:0}
.seg{display:grid;gap:6px}
.seg2{grid-template-columns:1fr 1fr}.seg3{grid-template-columns:repeat(3,1fr)}
.seg label{position:relative;cursor:pointer}
.seg input{position:absolute;opacity:0;inset:0;margin:0;cursor:pointer}
.seg span{display:flex;align-items:center;justify-content:center;text-align:center;min-height:44px;padding:6px 10px;border:1.5px solid var(--line);border-radius:var(--r-s);font-size:14.5px;font-weight:500;line-height:1.25;color:var(--ink);background:var(--surface);transition:all .12s}
.seg input:checked+span{border-color:var(--navy);background:var(--navy);color:#fff}
.seg input:focus-visible+span{outline:3px solid var(--focus);outline-offset:2px}
.seg.small span{min-height:36px;font-size:13.5px}
.check{display:flex;gap:12px;align-items:flex-start;padding:12px 14px;border:1.5px solid var(--line);border-radius:var(--r-m);cursor:pointer;margin-bottom:16px}
.check:has(input:checked){border-color:var(--navy);background:#f3f6fb}
.check input{width:20px;height:20px;margin:1px 0 0;accent-color:var(--navy);flex:none}
.check strong{display:block;font-size:14.5px;font-weight:600}
.check small{display:block;font-size:13px;color:var(--muted);margin-top:3px;line-height:1.5}
.works{display:grid;gap:8px}
.work{display:grid;grid-template-columns:1fr 92px 40px;gap:8px}
.work .x{border:1.5px solid var(--line);background:var(--surface);border-radius:var(--r-s);font-size:20px;color:var(--muted);cursor:pointer}
.link-btn{background:none;border:0;padding:6px 0;color:var(--blue);font:600 14px var(--sans);cursor:pointer}
.link-btn.muted{color:var(--muted);font-weight:500}
.works:not(:empty)+.link-btn{margin-top:4px}
.more{border-top:1px dashed var(--line);margin-top:6px;padding-top:10px}
.more summary{cursor:pointer;font-weight:600;font-size:14.5px;color:var(--blue);padding:4px 0 12px;list-style:none}
.more summary::-webkit-details-marker{display:none}
.more summary::before{content:"+ "}
.more[open] summary::before{content:"− "}

/* ---------- result ---------- */
.result{position:sticky;top:76px}
.r-card{background:var(--navy);color:#e9f0f8;border-radius:var(--r-l);padding:26px 26px 24px;overflow:hidden}
.r-empty h2{font-size:26px;color:#fff;font-weight:500}
.r-empty p{margin-top:10px;color:#b7c6d9;font-size:15px}
.regime{display:flex;gap:12px;align-items:flex-start;padding-bottom:18px;border-bottom:1px solid rgba(255,255,255,.12)}
.regime .dot{flex:none;width:12px;height:12px;border-radius:50%;margin-top:7px;background:var(--sky)}
.regime.speculation .dot{background:var(--red)}
.regime.residence .dot{background:#7be0a8}
.regime strong{font:600 21px/1.25 var(--serif);color:#fff}
.regime p{font-size:14px;color:#b7c6d9;margin-top:5px;line-height:1.5}

.timeline{padding:16px 0 4px}
.tl-track{position:relative;height:30px;margin:26px 4px 6px}
.tl-line{position:absolute;left:0;right:0;top:13px;height:4px;background:rgba(255,255,255,.14);border-radius:2px}
.tl-spec{position:absolute;left:0;top:11px;height:8px;background:var(--red-soft);border-radius:4px;z-index:2;opacity:.9}
.tl-held{position:absolute;left:0;top:11px;height:8px;background:#fff;border-radius:4px;z-index:1}
.tl-mark{position:absolute;top:0;width:2px;height:30px;background:var(--red-soft);z-index:3}
.tl-mark span{position:absolute;bottom:34px;left:50%;transform:translateX(-50%);white-space:nowrap;font-size:12px;color:var(--red-soft);font-weight:600}
.tl-pin{position:absolute;z-index:4;top:6px;width:18px;height:18px;margin-left:-9px;border-radius:50%;background:#fff;border:4px solid var(--navy);box-shadow:0 0 0 2px #fff}
.tl-labels{display:flex;justify-content:space-between;font-size:12.5px;color:#b7c6d9}
.tl-labels b{color:#fff;font-weight:600}

.figures{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1px;background:rgba(255,255,255,.12);border-radius:var(--r-m);overflow:hidden;margin-top:18px}
.fig{background:var(--navy-2);padding:16px 16px 18px}
.fig span{display:block;font-size:13px;color:#b7c6d9;font-weight:500}
.fig b{display:block;font:600 30px/1.1 var(--sans);letter-spacing:-.02em;margin-top:6px;color:#fff;font-variant-numeric:tabular-nums;white-space:nowrap}
.fig.tax b{color:var(--red-soft)}
.fig.net b{color:var(--sky-soft)}
.fig b.locked{filter:blur(9px);user-select:none;opacity:.7}
.cash{font-size:14px;color:#b7c6d9;margin-top:10px}
.cash b{color:#fff}

.gate{margin-top:18px;padding:18px;border-radius:var(--r-m);background:#fff;color:var(--ink)}
.r-card .gate h3{font-size:20px;color:var(--ink);margin:0}
.gate p{font-size:14px;color:var(--muted);margin-top:6px}
.gate-row{display:flex;gap:8px;margin-top:12px}
.gate-row input{flex:1;min-width:0}
.gate .err{color:var(--red);font-weight:600;font-size:13px}
.gate .legal{font-size:12px;line-height:1.5;margin-top:10px}
.btn{height:46px;border:0;border-radius:var(--r-s);background:var(--sky);color:#06213f;font:700 15px var(--sans);padding:0 18px;cursor:pointer;white-space:nowrap}
.btn:hover{background:#25b4ea}
.btn.ghost{background:transparent;color:#fff;box-shadow:inset 0 0 0 1.5px rgba(255,255,255,.35)}
.btn.ghost:hover{background:rgba(255,255,255,.08)}
.gate .btn{background:var(--navy);color:#fff}

.r-card h3{font-size:17px;color:#fff;font-weight:600;margin-bottom:12px}
.split{margin-top:24px}
.bar{display:flex;height:44px;border-radius:var(--r-s);overflow:hidden;background:rgba(255,255,255,.08)}
.bar i{display:block;height:100%;transition:flex-basis .35s ease;min-width:3px}
.bar .fees{background:#8ea4c0}.bar .tax{background:var(--red)}.bar .net{background:var(--sky)}
.legend{list-style:none;margin:10px 0 0;padding:0;display:grid;gap:6px}
.legend li{display:flex;align-items:center;gap:8px;font-size:14px;color:#cdd9e7}
.legend li::before{content:"";width:10px;height:10px;border-radius:2px;background:var(--c)}
.legend li b{margin-left:auto;color:#fff;font-weight:600}
.legend li em{font-style:normal;color:#8fa3bc;font-size:12.5px;width:42px;text-align:right}

.callout{margin-top:18px;padding:14px 16px;border-radius:var(--r-m);border:1.5px solid rgba(127,211,242,.45);background:rgba(0,163,224,.1)}
.callout strong{display:block;color:#fff;font-size:15px}
.callout p{font-size:13.5px;color:#cdd9e7;margin-top:4px}
.callout.warn{border-color:rgba(255,138,146,.5);background:rgba(224,49,61,.12)}

.ledger{margin-top:24px}
.ledger table{width:100%;border-collapse:collapse;font-size:14px}
.ledger td{padding:7px 0;border-bottom:1px solid rgba(255,255,255,.08);vertical-align:top}
.ledger td:last-child{text-align:right;white-space:nowrap;color:#fff;font-weight:500;padding-left:12px}
.ledger td small{display:block;color:#8fa3bc;font-size:12px}
.ledger tr.sub td{color:#a9bad0;font-size:13px}
.ledger tr.sub td:first-child{padding-left:12px}
.ledger tr.tot td{border-bottom:0;padding-top:10px;font-weight:600;color:#fff}
.ledger tr.tot.tax td:last-child{color:var(--red-soft)}
.ledger tr.tot.net td:last-child{color:var(--sky-soft)}
.ledger tr.sep td{border-bottom:1px solid rgba(255,255,255,.28)}
.note{font-size:12.5px;color:#8fa3bc;margin-top:10px;line-height:1.5}
.chart{margin-top:24px}
.chart svg{display:block;width:100%;height:auto}
.chart .ax{font:500 11px var(--sans);fill:#8fa3bc}
.warns{list-style:none;padding:0;margin:20px 0 0;display:grid;gap:8px}
.warns li{font-size:13px;color:#cdd9e7;padding-left:18px;position:relative;line-height:1.5}
.warns li::before{content:"!";position:absolute;left:0;top:1px;width:13px;height:13px;border-radius:50%;background:#f5c26b;color:var(--navy);font:700 9px/13px var(--sans);text-align:center}
.actions{display:flex;flex-wrap:wrap;gap:8px;margin-top:22px}

/* ---------- guide ---------- */
.guide{padding:64px 0 8px;background:var(--surface);border-top:1px solid var(--line)}
.guide + .coefs{border-top:0}
.guide h2,.coefs h2,.faq h2,.more-tools h2{font-size:clamp(28px,3vw,36px);font-weight:500}
.intro{font-size:17px;color:#33465f;margin-top:14px;max-width:64ch}
.flow{list-style:none;counter-reset:f;margin:34px 0 0;padding:0;display:grid;gap:0}
.flow li{counter-increment:f;position:relative;padding:0 0 26px 58px}
.flow li::before{content:counter(f);position:absolute;left:0;top:0;width:34px;height:34px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font:600 16px var(--serif)}
.flow li::after{content:"";position:absolute;left:16px;top:38px;bottom:4px;width:2px;background:var(--line)}
.flow li:last-child::after{display:none}
.flow h3{font-size:20px;padding-top:4px}
.flow p{margin-top:6px;color:#33465f;max-width:64ch}
.prose{padding-top:20px;padding-bottom:56px}
.prose h2{margin-top:38px}
.prose p,.prose li{font-size:16.5px;line-height:1.7;color:#2b3e57;max-width:68ch}
.prose p{margin-top:14px}
.prose ul{margin:16px 0 0;padding-left:20px}
.prose li{margin-bottom:10px}

.coefs{padding:64px 0;background:var(--paper);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.coefs > .wrap > p{margin-top:14px;color:#33465f;max-width:66ch}
.coef-tools{display:flex;gap:10px;align-items:center;margin:24px 0 14px;flex-wrap:wrap}
.coef-tools .seg{min-width:300px}
#coefSearch{width:200px;height:38px}
.coef-grid{overflow-x:auto;background:var(--surface);border:1px solid var(--line);border-radius:var(--r-m);padding:6px 10px 10px}
.coef-grid table{border-collapse:collapse;width:100%;min-width:640px;font-size:14px}
.coef-grid th{font-weight:600;color:var(--muted);font-size:12.5px;padding:8px 6px;text-align:right}
.coef-grid tbody th{text-align:left;color:var(--ink);font-size:13.5px}
.coef-grid td{text-align:right;padding:7px 6px;border-top:1px solid var(--line-2)}
.coef-grid td.na{background:transparent}
.coef-grid td sup{color:var(--muted)}
.coef-grid td.hit{background:var(--navy);color:#fff;border-radius:6px}
.coef-grid td.mine{box-shadow:inset 0 0 0 2px var(--sky);border-radius:6px;font-weight:700}
.coef-grid .note{color:var(--muted);padding:6px 6px 0}

.faq{padding:64px 0;background:var(--surface)}
.faq details{border-bottom:1px solid var(--line)}
.faq details:first-of-type{margin-top:24px;border-top:1px solid var(--line)}
.faq summary{cursor:pointer;list-style:none;padding:18px 36px 18px 0;font:600 19px/1.35 var(--serif);position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:4px;top:16px;font:400 24px var(--sans);color:var(--blue)}
.faq details[open] summary::after{content:"−"}
.faq details p{padding:0 0 20px;color:#2b3e57;line-height:1.7;max-width:68ch}

.more-tools{padding:56px 0 64px;background:var(--paper);border-top:1px solid var(--line)}
.tools{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:22px}
.tools a{display:block;text-decoration:none;color:var(--ink);background:var(--surface);border:1px solid var(--line);border-radius:var(--r-m);padding:16px}
.tools a:hover{border-color:var(--blue)}
.tools strong{display:block;font-size:15.5px}
.tools span{display:block;font-size:13.5px;color:var(--muted);margin-top:4px}
.author{display:flex;gap:16px;align-items:center;margin-top:32px;text-decoration:none;color:var(--ink)}
.author img{width:72px;height:72px;border-radius:50%;object-fit:cover;flex:none}
.author strong{display:block;font:600 18px var(--serif)}
.author span{font-size:14.5px;color:#33465f;line-height:1.55}
.author em{display:block;font-style:normal;color:var(--blue);font-weight:600;margin-top:4px;font-size:13.5px}

.foot{background:var(--ink);color:#b7c6d9;padding:44px 0 90px;font-size:13.5px}
.foot a{color:#d9e6f5}
.disc{color:#d9e6f5;font-size:14px;line-height:1.6;max-width:72ch}
.foot-cols{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:28px}
.foot h3{font:600 13.5px var(--sans);color:#fff;margin-bottom:8px}
.foot p{line-height:1.6}
.copy{margin-top:28px;color:#7f93ab}

.mbar{display:none}
.toast{position:fixed;left:50%;bottom:24px;transform:translateX(-50%);background:var(--ink);color:#fff;padding:10px 16px;border-radius:999px;font-size:14px;z-index:300}

/* ---------- responsive ---------- */
@media (max-width:1040px){
  .calc{grid-template-columns:1fr}
  .result{position:static}
  .menu{display:none}
}
@media (max-width:640px){
  .wrap,.top-in{padding:0 16px}
  .top-in{gap:12px}
  .share span{display:none}
  .share{padding:7px}
  .hero{padding:32px 0 20px}
  .lede{font-size:16.5px}
  .form{padding:4px 16px 14px;border-radius:var(--r-m)}
  .step{padding:20px 0 18px}
  .step .n{position:static;display:inline-grid;margin-bottom:8px;width:28px;height:28px;font-size:14px}
  .row2{grid-template-columns:1fr}
  .row2 .field{margin-bottom:12px}
  .seg3 span{font-size:13.5px;padding:6px 4px}
  .r-card{padding:20px 16px;border-radius:var(--r-m)}
  .fig b{font-size:24px}
  .gate-row{flex-direction:column}
  .tools{grid-template-columns:1fr}
  .foot-cols{grid-template-columns:1fr}
  .coef-tools .seg{min-width:0;width:100%}
  .mbar{display:block;position:fixed;left:12px;right:12px;bottom:12px;z-index:150}
  .mbar a{display:flex;justify-content:space-between;align-items:center;background:var(--navy);color:#fff;text-decoration:none;padding:12px 16px;border-radius:999px;box-shadow:0 8px 24px rgba(17,45,85,.35);font-size:14px}
  .mbar b{color:var(--red-soft);font-size:17px}
  .mbar b.locked{filter:blur(6px)}
}
@media print{.top,.form,.mbar,.actions,.gate,.more-tools,.faq,.coefs,.guide{display:none!important}.calc{display:block}.r-card{background:#fff;color:#000}}

/* ---------- effets ---------- */
.r-card{position:relative}
.r-card.reveal::after{content:"";position:absolute;inset:0;pointer-events:none;border-radius:inherit;
  background:linear-gradient(105deg,transparent 30%,rgba(127,211,242,.22) 45%,rgba(255,255,255,.18) 50%,transparent 65%);
  background-size:250% 100%;background-repeat:no-repeat;background-position:120% 0;animation:pvSweep 1.3s cubic-bezier(.3,.6,.2,1) .15s 1 both}
@keyframes pvSweep{90%{opacity:1}to{background-position:-60% 0;opacity:0}}
.tl-held,.tl-spec{transition:width .55s cubic-bezier(.2,.8,.2,1)}
.tl-pin,.tl-mark{transition:left .55s cubic-bezier(.2,.8,.2,1)}
.tl-pin.past{border-color:var(--navy);box-shadow:0 0 0 2px var(--sky-soft),0 0 14px rgba(127,211,242,.6)}
.bar i{transition:flex-basis .6s cubic-bezier(.2,.8,.2,1)}
.fig.tax.zero b{color:#7be0a8;text-shadow:0 0 18px rgba(123,224,168,.45)}
.whatif{margin-top:22px;padding:16px 16px 10px;border-radius:var(--r-m);background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12)}
.whatif h3{margin-bottom:8px}
.wi{display:block;margin:10px 0 6px}
.wi span{display:flex;justify-content:space-between;font-size:13.5px;color:#b7c6d9}
.wi output{color:#fff;font-weight:600}
.wi input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:28px;background:transparent;margin:4px 0 0;cursor:pointer}
.wi input[type=range]::-webkit-slider-runnable-track{height:4px;border-radius:2px;background:rgba(255,255,255,.22)}
.wi input[type=range]::-moz-range-track{height:4px;border-radius:2px;background:rgba(255,255,255,.22)}
.wi input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:22px;height:22px;margin-top:-9px;border-radius:50%;background:#fff;border:4px solid var(--sky);box-shadow:0 2px 8px rgba(0,0,0,.3)}
.wi input[type=range]::-moz-range-thumb{width:16px;height:16px;border-radius:50%;background:#fff;border:4px solid var(--sky)}
.wi input[type=range]:focus-visible{outline:2px solid var(--sky);outline-offset:4px;border-radius:4px}
.link-btn.light{color:var(--sky-soft)}
.coef-grid td{transition:transform .15s}
.coef-grid td:not(.na):hover{transform:scale(1.12);position:relative;z-index:1;box-shadow:0 4px 14px rgba(17,45,85,.25);border-radius:6px}
.coef-grid td.mine{box-shadow:0 0 0 2px var(--sky),0 0 0 5px rgba(0,163,224,.25);border-radius:6px;font-weight:700}

/* ---------- iMMOSOLUTIONS ---------- */
.immo{background:var(--surface);border-top:1px solid var(--line);padding:64px 0 60px;position:relative}
.immo::before{content:"";position:absolute;left:0;right:0;top:0;height:4px;background:linear-gradient(90deg,var(--red) 0 33.3%,#fff 33.3% 66.6%,var(--sky) 66.6% 100%)}
.immo-head{display:grid;grid-template-columns:220px 1fr;gap:36px;align-items:center}
.immo-head img{width:200px;height:auto}
.immo h2{font-size:clamp(28px,3vw,38px);font-weight:500}
.immo .lede{margin-top:10px;font-size:17px}
.immo-facts{display:grid;grid-template-columns:repeat(3,1fr);margin:36px 0 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.immo-facts div{padding:22px 24px 22px 0}
.immo-facts div+div{border-left:1px solid var(--line);padding-left:24px}
.immo-facts dt{font:600 40px/1 var(--serif);color:var(--navy);letter-spacing:-.01em}
.immo-facts dd{margin:8px 0 0;font-size:14.5px;color:var(--muted);line-height:1.45}
.immo-pillars{display:grid;grid-template-columns:repeat(4,1fr);gap:28px;margin-top:34px}
.immo-pillars h3{font-size:19px;padding-top:14px;border-top:3px solid var(--sky)}
.immo-pillars div:nth-child(2) h3{border-top-color:var(--red)}
.immo-pillars p{margin-top:8px;font-size:15px;color:#33465f;line-height:1.6}
.immo-cta{display:flex;flex-wrap:wrap;align-items:center;gap:12px 14px;margin-top:36px}
.btn.red{background:var(--red);color:#fff;display:inline-flex;align-items:center;text-decoration:none}
.btn.red:hover{background:#c92633}
.btn.line{background:transparent;color:var(--navy);box-shadow:inset 0 0 0 1.5px var(--navy);display:inline-flex;align-items:center;text-decoration:none}
.btn.line:hover{background:#f3f6fb}
.more-link{font-weight:600;font-size:15px;color:var(--blue);margin-left:6px}
.tools{grid-template-columns:repeat(2,1fr)}
@media (max-width:900px){.immo-pillars{grid-template-columns:1fr 1fr}.immo-head{grid-template-columns:1fr;gap:18px}}
@media (max-width:640px){.immo{padding:44px 0}.immo-facts{grid-template-columns:1fr}.immo-facts div+div{border-left:0;border-top:1px solid var(--line);padding-left:0}.immo-facts div{padding:16px 0}.immo-pillars{grid-template-columns:1fr;gap:20px}.immo-cta .btn{width:100%;justify-content:center}.tools{grid-template-columns:1fr}}
/* finitions */
.coef-grid table{table-layout:fixed}
.coef-grid thead th:first-child,.coef-grid tbody th{width:64px}
.prose > h2:first-child{margin-top:0}
.guide .wrap.narrow.prose{padding-top:0}

/* ---------- bandeau : démonstration animée ---------- */
.hero{position:relative;overflow:hidden}
.hero::before{content:"";position:absolute;right:-12%;top:-30%;width:70%;height:150%;pointer-events:none;
  background:radial-gradient(closest-side,rgba(0,163,224,.16),transparent 70%),radial-gradient(closest-side at 30% 70%,rgba(224,49,61,.10),transparent 70%)}
.hero-grid{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:48px;align-items:center;position:relative}
.hero-cta{margin-top:26px;height:50px;padding:0 24px;font-size:16px}
.demo{position:relative;background:linear-gradient(150deg,#0c2242 0%,#123a73 60%,#1a5aa8 100%);color:#e9f0f8;border-radius:22px;padding:22px 26px 24px;
  min-height:378px;box-shadow:0 30px 70px -20px rgba(12,34,66,.55),0 0 0 1px rgba(255,255,255,.06) inset;overflow:hidden;isolation:isolate}
.demo::before{content:"";position:absolute;left:-20%;right:-20%;bottom:-72%;height:90%;border-radius:50%;border:2px solid rgba(224,49,61,.35);border-bottom:0;transform:rotate(-8deg);z-index:-1}
.demo::after{content:"";position:absolute;left:-10%;right:-30%;bottom:-80%;height:90%;border-radius:50%;border:2px solid rgba(0,163,224,.35);border-bottom:0;transform:rotate(-12deg);z-index:-1}
.demo-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:14px}
.demo-pill{font-size:12.5px;font-weight:600;color:#cfe9f7;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.14);padding:5px 11px;border-radius:999px}
.demo-replay{width:34px;height:34px;border-radius:50%;border:1px solid rgba(255,255,255,.2);background:rgba(255,255,255,.06);cursor:pointer;display:grid;place-items:center}
.demo-replay svg{width:16px;height:16px;fill:#fff}
.demo-replay:hover{background:rgba(255,255,255,.14)}
.demo-stage{animation:dIn .45s ease both}
@keyframes dIn{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}
.tm-label{font-size:13.5px;color:#9fb3cc}
.tm-year{font:600 96px/1 var(--serif);letter-spacing:-.03em;color:#fff;font-variant-numeric:tabular-nums;margin-top:4px}
.tm-coef{display:flex;align-items:baseline;justify-content:space-between;gap:12px;margin-top:14px;font-size:14px;color:#b7c6d9}
.tm-coef b{font:700 34px/1 var(--sans);color:var(--sky-soft);font-variant-numeric:tabular-nums;white-space:nowrap}
.tm-bar{height:6px;border-radius:3px;background:rgba(255,255,255,.12);margin-top:14px;overflow:hidden}
.tm-bar i{display:block;height:100%;width:100%;border-radius:3px;background:linear-gradient(90deg,var(--sky),var(--red))}
.tm-fact{margin-top:16px;font-size:15px;line-height:1.5;color:#fff;opacity:0;transform:translateY(6px);transition:all .5s ease}
.tm-fact.show{opacity:1;transform:none}
.d-case{font-size:14px;color:#9fb3cc}
.d-label{margin-top:12px;font-size:14px;color:#b7c6d9}
.d-label b{color:#fff;font-weight:600}
.d-tax{font:700 64px/1.05 var(--sans);letter-spacing:-.03em;color:var(--red-soft);font-variant-numeric:tabular-nums;margin-top:6px;transition:color .4s, text-shadow .4s}
.demo.crossed .d-tax{color:var(--sky-soft);text-shadow:0 0 32px rgba(127,211,242,.45)}
.d-regime{font-size:13.5px;color:#cdd9e7;margin-top:4px;min-height:20px}
.d-track{position:relative;height:10px;border-radius:5px;background:rgba(255,255,255,.12);margin:34px 0 0}
.d-fill{position:absolute;left:0;top:0;bottom:0;width:0;border-radius:5px;background:linear-gradient(90deg,#ff969e,var(--red));transition:background .4s}
.demo.crossed .d-fill{background:linear-gradient(90deg,#ff969e 0,var(--red) 85%,var(--sky) 92%,#7fd3f2 100%)}
.d-mark{position:absolute;left:calc(60 / (66 * 1.06) * 100%);top:-10px;bottom:-6px;width:2px;background:#fff;opacity:.8}
.d-mark span{position:absolute;bottom:20px;left:50%;transform:translateX(-50%);white-space:nowrap;font-size:12px;font-weight:700;color:#fff;background:var(--red);padding:2px 8px;border-radius:999px}
.d-pin{position:absolute;top:50%;left:0;width:20px;height:20px;margin:-10px 0 0 -10px;border-radius:50%;background:#fff;border:4px solid var(--red);transition:border-color .3s}
.demo.crossed .d-pin{border-color:var(--sky)}
.demo.burst .d-pin::after{content:"";position:absolute;inset:-6px;border-radius:50%;border:2px solid var(--sky-soft);animation:dBurst .9s ease-out 1 both}
@keyframes dBurst{from{transform:scale(.6);opacity:1}to{transform:scale(3.2);opacity:0}}
.d-end{margin-top:22px;display:flex;flex-wrap:wrap;align-items:baseline;gap:6px 10px;opacity:0;transform:translateY(8px);transition:all .5s ease}
.d-end.show{opacity:1;transform:none}
.d-end strong{font:600 28px/1.1 var(--serif);color:#fff}
.d-end span{font-size:15px;color:#cdd9e7}
.form.glow{animation:fGlow 1.6s ease 1}
@keyframes fGlow{0%{box-shadow:0 0 0 0 rgba(0,163,224,0)}25%{box-shadow:0 0 0 6px rgba(0,163,224,.35)}100%{box-shadow:0 0 0 0 rgba(0,163,224,0)}}
@media (max-width:1040px){.hero-grid{grid-template-columns:1fr;gap:28px}.demo{max-width:620px}}
@media (max-width:640px){.demo{padding:18px 18px 20px;min-height:372px;border-radius:18px}.tm-year{font-size:72px}.tm-coef b{font-size:28px}.d-tax{font-size:48px}.d-end strong{font-size:23px}.hero-cta{width:100%;justify-content:center}}
@media (prefers-reduced-motion:reduce){.demo-stage,.tm-fact,.d-end{animation:none;transition:none}}

/* ---------- pages thématiques, guides, téléphone, stop.lu ---------- */
.topic{background:var(--surface);border-top:1px solid var(--line);padding:56px 0 8px}
.topic .prose{padding-top:0}
.topic h2{font-size:clamp(28px,3vw,36px);font-weight:500}
.guides-h{font:600 19px var(--serif);margin-top:30px}
.guides{list-style:none;padding:0;margin:12px 0 0;display:flex;flex-wrap:wrap;gap:8px}
.guides a{display:inline-block;padding:8px 14px;border:1px solid var(--line);border-radius:999px;background:var(--surface);color:var(--ink);text-decoration:none;font-size:14px;font-weight:500}
.guides a:hover{border-color:var(--blue);color:var(--blue)}
.guides a[aria-current]{background:var(--navy);border-color:var(--navy);color:#fff}
.gate .gate-row{display:grid;grid-template-columns:1fr auto;gap:8px}
.gate .gate-row #gateEmail{grid-column:1;grid-row:1}.gate .gate-row .gate-phone{grid-column:1;grid-row:2}.gate .gate-row .btn{grid-column:2;grid-row:1/3;height:auto}
@media (max-width:640px){.gate .gate-row{grid-template-columns:1fr}.gate .gate-row .btn{grid-column:1;grid-row:3;height:46px}}
.stop-link{color:var(--blue);font-weight:600;text-decoration:none}
.stop-link:hover{text-decoration:underline}

/* ---------- rappel automatique 5 ans ---------- */
.remind-badge{display:inline-flex;align-items:center;gap:10px;margin:0 0 22px;padding:7px 14px 7px 7px;border-radius:99px;background:#fff;border:1px solid var(--line);
  color:var(--navy);font-size:14px;font-weight:600;text-decoration:none;box-shadow:0 6px 18px rgba(17,45,85,.08);vertical-align:middle;transition:transform .2s,box-shadow .2s}
.remind-badge:hover{transform:translateY(-1px);box-shadow:0 10px 24px rgba(17,45,85,.14)}
.rb-bell{display:grid;place-items:center;width:28px;height:28px;border-radius:50%;background:var(--red);flex:none;animation:rbRing 4s ease-in-out 2.5s infinite}
.rb-bell svg{width:16px;height:16px;fill:#fff}
.rb-arrow{color:var(--red);font-weight:700}
@keyframes rbRing{0%,82%,100%{transform:rotate(0)}85%{transform:rotate(16deg)}88%{transform:rotate(-14deg)}91%{transform:rotate(10deg)}94%{transform:rotate(-6deg)}97%{transform:rotate(3deg)}}
@media (max-width:640px){.remind-badge{margin:0 0 18px;font-size:13px;line-height:1.3}}

.remind{position:relative;overflow:hidden;color:#e9f0f8;padding:76px 0;
  background:radial-gradient(60% 80% at 85% 20%,rgba(0,163,224,.28),transparent 70%),radial-gradient(50% 70% at 10% 100%,rgba(224,49,61,.22),transparent 70%),linear-gradient(160deg,#0b1f3d 0%,#112d55 55%,#16457f 100%)}
.remind-grid{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:56px;align-items:center}
.remind .kicker{display:inline-block;font-size:12.5px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:#fff;background:var(--red);padding:5px 11px;border-radius:99px}
.remind h2{margin-top:16px;font-size:clamp(30px,3.6vw,46px);font-weight:500;color:#fff;letter-spacing:-.015em;max-width:16ch}
.remind .lede{margin-top:16px;font-size:17.5px;line-height:1.6;color:#cdd9e7;max-width:56ch}
.remind-steps{list-style:none;margin:28px 0 0;padding:0;display:grid;gap:14px}
.remind-steps li{display:flex;gap:14px;align-items:flex-start}
.remind-steps b{flex:none;display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:rgba(127,211,242,.16);border:1.5px solid rgba(127,211,242,.5);color:#fff;font-size:15px}
.remind-steps strong{display:block;color:#fff;font-size:16px}
.remind-steps span{display:block;color:#a9bdd4;font-size:14.5px;margin-top:2px}
.remind-cta{margin-top:30px;height:52px;padding:0 26px;font-size:16px}
.remind-fine{margin-top:12px;font-size:13.5px;color:#a9bdd4}

.phone{position:relative;justify-self:center;width:300px;height:560px;border-radius:46px;padding:0;overflow:hidden;
  background:radial-gradient(120% 70% at 50% 0%,#2a6fc4 0%,#163f78 45%,#0a1a33 100%);
  box-shadow:0 0 0 10px #0a1424,0 0 0 11px rgba(255,255,255,.18),0 40px 80px rgba(0,0,0,.45);transform:rotate(-3deg)}
.ph-notch{position:absolute;top:12px;left:50%;width:96px;height:28px;margin-left:-48px;border-radius:20px;background:#05080f}
.ph-clock{position:absolute;top:66px;left:0;right:0;text-align:center;font:300 68px/1 var(--sans);color:#fff;letter-spacing:-.02em}
.ph-date{position:absolute;top:142px;left:0;right:0;text-align:center;font-size:15px;color:#cfe1f5}
.ph-date::first-letter{text-transform:uppercase}
.ph-ring{position:absolute;top:196px;left:50%;width:150px;height:150px;margin-left:-75px}
.ph-ring svg{width:100%;height:100%;transform:rotate(-90deg)}
.ph-ring circle{fill:none;stroke-width:8}
.ph-ring .bg{stroke:rgba(255,255,255,.14)}
.ph-ring .fg{stroke:var(--sky-soft);stroke-linecap:round;stroke-dasharray:326.7;stroke-dashoffset:0;transition:stroke .4s}
.phone.due .ph-ring .fg{stroke:var(--red-soft)}
.ph-count{position:absolute;top:236px;left:0;right:0;text-align:center;z-index:1}
.ph-count b{display:block;font:600 40px/1 var(--sans);color:#fff;font-variant-numeric:tabular-nums}
.ph-count span{display:block;margin:6px auto 0;max-width:118px;font-size:11.5px;line-height:1.3;color:#cfe1f5}
.ph-notif{position:absolute;left:12px;right:12px;bottom:22px;padding:12px 14px 13px;border-radius:20px;
  background:rgba(255,255,255,.9);-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);color:var(--ink);
  box-shadow:0 14px 30px rgba(0,0,0,.3);opacity:0;transform:translateY(40px) scale(.96);transition:opacity .45s,transform .6s cubic-bezier(.2,1.4,.4,1)}
.phone.due .ph-notif{opacity:1;transform:none}
.pn-head{display:flex;align-items:center;gap:7px;font-size:12px;color:#5a6b80}
.pn-ico{display:flex;flex-direction:column;justify-content:center;gap:1.5px;width:20px;height:20px;padding:0 4px;border-radius:5px;background:var(--navy);flex:none}
.pn-ico i{display:block;height:3px;border-radius:1px}.pn-ico i:nth-child(1){background:var(--red)}.pn-ico i:nth-child(2){background:#fff}.pn-ico i:nth-child(3){background:var(--sky)}
.pn-head span{font-weight:700;color:var(--ink);text-transform:uppercase;letter-spacing:.03em;font-size:11px}
.pn-head em{margin-left:auto;font-style:normal}
.ph-notif strong{display:block;margin-top:6px;font-size:14.5px;line-height:1.3}
.ph-notif p{margin-top:3px;font-size:13.5px;line-height:1.35;color:#33465f}
.ph-notif p b{color:#0f8a4b}
@media (max-width:900px){.remind{padding:56px 0}.remind-grid{grid-template-columns:1fr;gap:44px}.phone{transform:none;width:280px;height:530px}}
@media (prefers-reduced-motion:reduce){.rb-bell{animation:none}}

/* rappel dans le résultat */
.callout .remind-line{display:flex;gap:10px;align-items:flex-start;margin-top:12px;padding:10px 12px;border-radius:var(--r-s);background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.2);font-size:14px;line-height:1.45;color:#fff;font-weight:600;cursor:pointer}
.callout .remind-line.on{background:rgba(46,204,113,.14);border-color:rgba(120,230,160,.45)}
.remind-line input,.gate-remind input{flex:none;width:19px;height:19px;margin:1px 0 0;accent-color:var(--red);cursor:pointer}
.callout .remind-line.on input{accent-color:#1fa35b}
.callout .remind-line svg{flex:none;width:16px;height:16px;fill:var(--red-soft);margin-top:2px}
.gate .gate-remind{cursor:pointer;display:flex;gap:10px;align-items:flex-start;margin-top:12px;padding:10px 12px;border-radius:var(--r-s);background:#fff1f2;border:1px solid #ffc9ce;font-size:14px;line-height:1.45;color:var(--ink);font-weight:600}
.gate .gate-remind svg{flex:none;width:16px;height:16px;fill:var(--red);margin-top:2px}
.gate .gate-remind[hidden]{display:none}
.foot-dev{display:flex;align-items:center;flex-wrap:wrap;gap:8px 16px;margin-top:28px;padding-top:20px;border-top:1px solid rgba(255,255,255,.12)}
.foot-dev span{font-size:11.5px;letter-spacing:.12em;text-transform:uppercase;color:#8fa3bc}
.foot-dev a{display:inline-block;line-height:0;opacity:.85;transition:opacity .15s}
.foot-dev a:hover,.foot-dev a:focus-visible{opacity:1}
.foot-dev img{display:block;height:30px;width:auto}
/* très petits écrans (iPhone SE 1re génération, 320 px) */
@media (max-width:374px){
  .wrap,.top-in{padding:0 12px}
  .top-in{gap:8px}
  .brand{gap:7px}
  .word{font-size:19px}
  .top-r{gap:6px;margin-left:auto}
  .langs a{padding:4px 7px;font-size:12px}
  .figures{grid-template-columns:1fr}
  .fig b{font-size:28px}
}
h1,h2,h3{overflow-wrap:break-word;-webkit-hyphens:auto;hyphens:auto}

/* ---------- Rapport premium ---------- */
.prem{position:relative;margin-top:22px;padding:22px 20px 18px;border-radius:var(--r-m);background:#fff;color:var(--ink);overflow:hidden}
.prem::before{content:"";position:absolute;left:0;top:0;right:0;height:4px;background:linear-gradient(90deg,var(--red),var(--sky))}
.prem-k{display:inline-block;font:700 11px/1 var(--sans);letter-spacing:.12em;text-transform:uppercase;color:var(--red);background:#fdeced;padding:6px 9px;border-radius:999px}
.r-card .prem h3{font:600 21px/1.25 var(--serif);color:var(--ink);margin:12px 0 6px}
.prem p{font-size:14px;color:var(--muted);margin:0}
.prem-list{list-style:none;margin:10px 0 0;padding:0}
.prem-list li{position:relative;padding:5px 0 5px 26px;font-size:14px;line-height:1.45;color:var(--ink)}
.prem-list li::before{content:"";position:absolute;left:0;top:7px;width:17px;height:17px;border-radius:50%;background:var(--sky) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23fff' d='M9 16.2 4.8 12l-1.4 1.4L9 19 21 7l-1.4-1.4z'/%3E%3C/svg%3E") center/12px no-repeat}
.prem-buy{display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap;margin-top:16px;padding-top:16px;border-top:1px solid var(--line)}
.prem-price b{display:block;font:600 30px/1 var(--serif);color:var(--ink)}
.prem-price span{display:block;font-size:12.5px;color:var(--muted);margin-top:4px}
.prem .btn.red{white-space:normal;text-align:center;line-height:1.2;min-height:46px;height:auto;padding:10px 18px}
.prem-once{font-size:12.5px!important;margin-top:10px!important}
.prem-form{margin-top:16px;padding-top:16px;border-top:1px dashed var(--line)}
.prem-form .lbl{margin-top:10px}
.prem-cb{display:flex;gap:10px;align-items:flex-start;margin-top:12px;font-size:13px;line-height:1.5;color:var(--ink);cursor:pointer}
.prem-cb input{width:19px;height:19px;margin:1px 0 0;flex:none;accent-color:var(--navy)}
.prem-cb a{color:#1d4fa0}
.prem .err{color:var(--red);font-weight:600;font-size:13px;margin-top:10px}
.prem-pay{width:100%;margin-top:14px;font-size:16px}
.prem-pay.busy{opacity:.6;cursor:wait}
.prem-secure{font-size:12px!important;text-align:center;margin-top:8px!important}

.promo{padding:72px 0;background:linear-gradient(160deg,#0c2142 0%,#123a73 100%);color:#e9f0f8;overflow:hidden}
.promo-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:center}
.promo .kicker{color:var(--sky-soft)}
.promo h2{font:600 clamp(28px,4vw,40px)/1.12 var(--serif);color:#fff;margin:8px 0 14px}
.promo p{color:#c4d2e4;font-size:16.5px;margin:0 0 14px}
.promo .prem-list li{color:#e9f0f8;font-size:15.5px}
.promo-buy{display:flex;align-items:center;gap:18px;flex-wrap:wrap;margin-top:22px}
.promo-buy b{font:600 34px/1 var(--serif);color:#fff}
.promo-buy small{display:block;color:#9fb3cc;font-size:13px;margin-top:4px}
.promo-note{font-size:13px!important;color:#9fb3cc!important;margin-top:16px!important}
.promo-pages{position:relative;height:430px}
.promo-pages img{position:absolute;width:62%;height:auto;border-radius:6px;box-shadow:0 24px 60px rgba(0,0,0,.45);background:#fff}
.promo-pages img:nth-child(1){left:0;top:40px;transform:rotate(-6deg)}
.promo-pages img:nth-child(2){left:19%;top:10px;transform:rotate(1deg);z-index:2}
.promo-pages img:nth-child(3){right:0;top:60px;transform:rotate(7deg);z-index:1}
@media (max-width:860px){.promo-grid{grid-template-columns:1fr;gap:28px}.promo-pages{height:calc(min(440px,100vw - 48px) * .877 + 80px);max-width:440px;margin:0 auto;width:100%}}
@media (max-width:420px){.promo{padding:52px 0}.prem-buy{flex-direction:column;align-items:stretch}.prem-price{text-align:left}}

.res-in-view .mbar{opacity:0;pointer-events:none;transform:translateY(16px)}
.mbar{transition:opacity .2s,transform .2s}